Stephen and Jay met in 2008 while they were advising investors on advanced real estate strategies and business strategies. They have been close friends and professional colleagues ever since. In 2011, Stephen and Jay began serving clients in the San Francisco Bay Area by initially providing financial education in the workplace on critical issues of cash flow management that were most pervasive as a result of the 2008 Financial Crisis.
Since their launch of these educational workshops, they have continually served individuals and small businesses seeking to secure their retirement, increase their savings, reduce debt, lower taxes and become more efficient with investable assets. More recently, they have been helping families with college and retirement planning and advanced estate and tax planning issues.
Veraz Advisors has helped hundreds of families with issues ranging from navigating the college admissions and financial aid planning process to securing their retirement by implementing retirement income plans, investment plans and legacy and advanced tax planning strategies.
Jay and Stephen have established 2 private foundations dedicated to providing free education on essential topics to help families grow and preserve their wealth. In 2018 alone, they have funded over $30k to both the College Planning Foundation and the Retirement Planning Foundation.
Stephen and Jay are passionate about helping individuals and businesses achieve their goals, personally and financially. When they are not working, they have been known to travel together to fun places like the Bahamas, Costa Rica, Las Vegas, San Diego, and Miami.