Single Premium Life for Long Term Care Insurance What is a “single premium” Life (SPL) policy? It’s a policy designed to act partially like an annuity and partially like a long-term care (LTC) policy. Most life insurance policies are funded for two reasons: 1) death benefit or 2) cash accumulation. A SPL policy is funded [...]
Long Term Care Insurance Look the following statistics. If they don’t scare you into taking a long look at obtaining some kind of long-term care insurance (LTCI), nothing will. On average, 69% of people age 65 or older will need some form of long-term care. The average daily cost of a private nursing home room [...]
5 Estate Planning Tools It’s amazing, but there are millions of Americans who do not have their estate plans in order. Some think that a simple will is an estate plan. That is not the case. If you have any amount of wealth (especially if you have a spouse and/or children), you really need to [...]
Estate Planning Introduction (For “advanced” estate planning for clients with estates over $5,000,000, please click here). Do you think your estate plan is in order? Many people think that because they have an attorney and an accountant/CPA/EA they work with that the answer is yes. That may not be the case. The following are statistics [...]
7% Guaranteed Return With Lifetime Income Thank you for your interest in the 7% return (accumulation value) FIA product that is coupled with a guaranteed lifetime income you can never outlive. The concept of using tools to provide a guaranteed lifetime income stream is more important than ever in a time when the stock market [...]
Retirement Life Thank you for your interest in Retirement Life™ (RL). RL is one of the best wealth building tools available today (that few people or advisors are familiar with). Why use RL to build your wealth? It’s quite simple. It is the one of the only wealth building tools available that allows you to [...]
Equity Harvesting – How to Use Home Equity to Build Maximum Wealth and Retirement Income Click Here or on the image to view/listen to an educational presentation on how to build wealth with Equity Harvesting. If you are like most people, one of the largest investments you will make is your personal residence. If you [...]
Roth IRA Conversions─Do They Make Sense? The Answer Will Shock You! If you would like to know if a Roth IRA conversion makes sense for your individual situation, please contact our office. We have proprietary conversion software so we can tell you in a matter of minutes if converting will make sense. E-mail info@eydsolutions.com or [...]
Fixed Indexed Annuities Building Wealth with Fixed Indexed Annuities (FIAs) For readers who lost 40-50-60% when the stock market crashed in 2007-March 2009, this material will be very exciting. This part of the website covers the basics of Fixed Indexed Annuities (FIAs) and why you may want to use one as a primary wealth-building tool. [...]
Home Equity Acceleration Plan (H.E.A.P.™) If you had the opportunity to pay off your mortgage 5, 10, 15 years early, save in excess of $100,000 in mortgage interest payments, and you could do so WITHOUT changing your current spending habits, WOULD YOU? Every month millions of people write out their mortgage check dreaming of the [...]
